I have people ask me about this all the time. "Do I really need a local agent when I can go online at 2 a.m. in my jammies to buy my insurance? It is all the same anyway...."
Oh, hold on sister! It is not all the same and the first instance you will find out is at claim time! When you are stuck on the side of the road because you didn't understand that you should have gotten Roadside Assistance or that no, you actually declined Towing when you were choosing your coverage online. PIP? I don't know what that means, so I must not need it. Or maybe you didn't know you had to list ALL the drivers that work for you and drive your business vehicles.
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